Current employees working past 65 or spouses are age 65

If you plan to continue to work past the date you become eligible for Medicare and you are covered by SEGIP’s Advantage Health Plan, you may not need to enroll for Medicare Part A and/or Medicare Part B until you want that coverage to begin following your retirement or separation. This is also true for your spouse, if he or she is a covered dependent on your SEGIP Advantage Health Plan while you continue to work for the state. Typically, Medicare Part A has no monthly premium. Medicare Part B does have a monthly premium once enrolled. Contact a SEGIP retirement specialist about your ability to delay enrollment in Medicare Parts A and B.

Medicare eligibility or age 65 has no effect on dental.

3 months before turning 65
Before you turn 65 it is important that you get the information you need about your benefits if you are choosing to continue working after you become eligible for Medicare.
- Contact Medicare to determine your Medicare A and B eligibility and enrollment status.
- Contact Medicare to learn more about initial enrollment versus special enrollment rules.
- If you are eligible for TRICARE, contact TRICARE or your Armed Services branch to learn more about any potential changes to your coverage when you turn 65.
Within 6 months of retirement

Your retirement is on the horizon. Now is the ideal time to choose your retirement date.

When you have marked your retirement date on your calendar you can:

• Contact MSRS or your pension administrator to review your options.

• Start a conversation with your Human Resources representative to make a plan for your transition out of the workforce.

• Review the senior plans offered by SEGIP. These plans include the Medicare part D prescription drug program.

Retirement Contacts
Within 3 months of retirement
Within 60 days of retirement
You are now within 60 days of your retirement. The end is in sight. However, you don’t get to relax yet.

It is critical that you fill out your paperwork no later than 30 days prior to your retirement to continue your coverages when you retire:
- Request for Continuation of Coverage upon Retirement
- Post Retirement Optional Life Employee
- Post Retirement Optional Life Spouse
- Application to Change Insurance Coverage if you are choosing to change your Medical or Dental plan administrators
You can find the forms you’ll need on the Find a Form page. After signing the form you will need to make a copy for yourself and return your original completed form to your Human Resources Representative. Your HR rep will forward this to Minnesota Management and Budget.
Within 30 days of retirement

You have now reached the final stretch in your journey to retirement. You have everything in order with MSRS or your pension administrator, your paperwork to continue your insurance has been submitted, your coworkers may be planning you a retirement party.

While you enjoy this season of your life, you can take the opportunity to visit the Life Benefits website. Here you can update your life insurance beneficiary. You can review your legacy planning, will preparation, and information about financial consultations following a claim.

As you near the date of your retirement you will receive COBRA paperwork in the mail. This does not mean that your continuation paperwork was not received by SEGIP. Your employer is required by federal law to offer you COBRA coverage when your employment ends. If you have submitted your Request for Continuation of Coverage upon Retirement then you can disregard this paperwork.